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What is Medicare Drug Prescription Coverage?

The coverage can provide protection from high drug costs or from unexpected drug bills

What you should know:
•Medicare covers brand name and generic drugs
•Anyone over age 65 is eligible
•Costs vary depending on the drug plan you choose

Related Videos:
•Medicare Videos, http://www.youtube.com/user/CVSPharmacyVideos#grid/user/F9BC8C72038F2D7F

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Caring for a loved one isn't just a job. It's a calling. And, all too often, it can also be a financial strain. An ailing mother, father, or spouse can throw your carefully laid plans out the window. There are many different ways to pay for caregiving expenses, though, and you can find a way to help without ending up in the poorhouse...Read More: http://bit.ly/b7aLYV
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Related Products:
The following are products sold by CVS/pharmacy that may be of interest to you:
Medcenter Pill System $69.99 http://bit.ly/ciyp0Z

Transcript
Hi, I'm Greg Collins and I'm a CVS pharmacist. Medicare prescription drug coverage is insurance that covers both brand-name and generic prescription drugs at participating pharmacies. The coverage can provide protection for people who have very high drug costs or protection from unexpected prescription drug bills in the future.
Anyone over the age of 65 with Medicare is eligible for this coverage, regardless of income and resources, health status, or current prescription expenses.
There are three ways to get Medicare prescription drug coverage: you can join a Medicare prescription drug plan, a Medicare Advantage plan, or another Medicare health plan that offers drug coverage. Like other insurance, if you join, you will generally pay a monthly premium, which varies by plan, and a yearly deductible. You will also pay part of the cost of your prescriptions, including a copayment or co-insurance. Costs will vary depending on which drug plan you choose. Some plans may offer more coverage and additional drugs for a higher monthly premium. If you have limited income and resources, and you qualify for extra help, you may not have to pay a premium or deductible.
I hope that explains what prescription drug coverage is, how it works, and who's eligible. Remember, your CVS pharmacist is always happy to answer any of your questions. That's why we're here.

Source: CVS Caremark Health Resources

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As the new year begins, people with Medicare who have already joined a Medicare drug plan can take advantage of the new Medicare prescription drug coverage. Since this is a new program for Medicare, you might have questions about how to use your Medicare drug plan. For instance, what if you joined a plan but haven't received a plan ID card in the mail yet? Or, what if your drugs were covered by Medicaid and you're not sure how to get your medicines now? Whatever questions you have, Medicare has answers.

First Pharmacy Trip

Here are some tips people with Medicare can use to make sure their first trip to the pharmacy goes smoothly:

• When you first join a Medicare drug plan, you'll get an acknowledgement letter in the mail about a week after you join. Your plan ID card should arrive three to five weeks later.

• If you need to go to the pharmacy before your ID card arrives, bring the acknowledgement letter from your plan, your Medicare and/or Medicaid card, and a photo ID.

• Save the receipts from your pharmacist.

• For additional assistance, call 1-800-MEDICARE, 24 hours a day, seven days a week.

People with Medicare and Medicaid

If your pharmacist is having trouble confirming what plan you're in or whether you also get Medicaid, he can also call a special toll-free number that Medicare set up for pharmacists to get help. People with Medicare who also get Medicaid should be able to get their prescriptions filled with minimal copayments and no deductibles.

How to Join a Plan

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