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Health Care Police State - Wake Up America #8
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BOOK REVIEW
P & I CLUBS LAW AND PRACTICE
Fourth Edition
By Steven J. Hazelwood and David Semark
ISBN: 978-1-84311-881-7
Lloyds List, London
A TIMELY WORK FROM LLOYD'S LIST: FOR ALL INVOLVED IN PROTECTION AND INDEMNITY INSURANCE
An appreciation by Phillip Taylor MBE and Elizabeth Taylor of Richmond Green Chambers
If you're professionally involved in the world of shipping, transport and maritime law, whether practitioner, student or academic, you would do well to add this invaluable work of reference to your library.
The P & I Club may be called a mutual insurance association, 'mutually insuring ships which belong to their members'. The definition is that P & I covers 'protection' and 'indemnity' and "is an association of commercial ship owners and charterers and other associated parties, which provides protection against a number of risks inherent in industrial ship operation".
As the authors point out, it was the unsatisfactory state of the marine insurance market, roughly toward the end of the 18th century and beginning of the 19th, that led to 'groups of shipowners...associating together to insure their hull risks between themselves on a mutual basis'.
Generally and without going into the detail provided in this fascinating book, these 'clubs' gradually evolved from hull clubs and proliferated to insure members against marine risks not covered by the traditional markets. Also, it seemed that the clubs proved less costly for shipowners than insuring through Lloyd's or with companies.
Not only where these clubs insurance concerns, they were also, to cite the authors' quote from Frank Ledwith's 'Ships that Go Bump in the Night': "places where men of the sea pooled their difficulties and where help, both financial or otherwise was given in sorting things out."
From these fraught, but rather likeably matey beginnings, modern P & I Clubs gradually evolved. Times have changed since then, ships have changed, but the dire necessity of protecting expensive and vulnerable investments has not.
This book in this its fourth and latest edition builds on Steven Hazelwood's original text last revised in 1999 -- the result of what is rightly described as the 'herculean task of writing a standard reference work from scratch, on a subject lately ignored by the authors of a texts on marine insurance.'
The book offers up a wealth of information and insight in this specialist subject, including detailed examination of the structure of the modern P & I Club ...the member's duty to sue and labour...the 'pay to be paid' rule...defence cover...and P & I Club reinsurance, to name only a few examples.
In this scholarly and readable work, you'll find the expected and useful research tools, namely extensive tables of cases and legislation, a detailed index and three appendices, including a lengthy Appendix I containing at least two dozen recommended clauses, covering everything from strikes, stowaways and war risks to the aptly named 'Both-to-Blame Collision Clause.
Following David Semark's comment in the Preface that the financial crisis of 2008/2009 has led to a new interest in the benefits of mutualism, the time to acquire this book is now, especially with the growing awareness on the part of regulatory authorities of the important role played by P & I Clubs.
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Kaiser Permanente - Wikipedia, The Free Encyclopedia
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